What other savings accounts does Capital One offer? ![]() Log in to manage your accounts or dispute transactions that you don’t recognize. You can pop in to withdraw or deposit cash in the ATMs, learn about online or mobile banking and ask for expert financial advice. The bank has cafés dotted all over the country. Use the site’s search function to find one close to you. Sign in to your account for real-time help during business hours. When you need support, you can contact customer service by: How can I get in touch with customer service? Visit a branch or Capital One Café to retrieve your money in person. You can move money into a Capital One or external checking account online. However, that limitation is probably a positive to help your savings grow. Head to a Capital One Café or branch to access ATMs and send wires.Ĭapital One limits how you can take money out of your account, including no withdrawals from an ATM. Transfer funds via domestic wires - but be aware that each outgoing domestic wire costs $30. Upload a photo of your check on the Capital One app to make deposits, or go old-school and mail it in. To find compatible ATMs, use the ATM locator on Capital One’s website. To withdraw money, dip your card into one of the 70,000+ network ATMs across the US for free. You can transfer money from other Capital One or external bank accounts. Log in to the app or your online account to send person-to-person payments using Zelle. Provide your account number, routing number and the amount you’d like deposited into your account with each paycheck. To enroll in direct deposit with your employer, fill out the direct deposit form on the Capital One site. Checks from other banks tend to take around four business days. Use this interactive table to compare savings accounts by checking the Compare box, or select Go to site if you’re ready to sign up.Ĭash deposits, ACH direct deposits and incoming wire transfers are typically available on the same business day, while Capital One checks appear the next business day. Compare Capital One 360 with other savings accounts However, Aspiration’s Spend and Save account gives one of the highest APYs we’ve seen if you meet its spending requirements. In terms of high-yield accounts, you can save at an even higher APY with Quontic Bank’s High Yield Savings, which also offers no minimum balance requirements or fees. As always, compare your options when choosing a savings account. If you want in-person customer service or plan to make a lot of transactions, keep looking. You’ll also need to fill out a Wire Request Form. The bank charges $30 to process outbound domestic wires. You can find one near you using the branch locator on its website. Capital One doesn’t focus on in-person banking, so only a few hundred branches and Capital One caf és exist. Like other savings accounts, Capital One limits you to six monthly withdrawals, but keep an eye out for these other downsides when opening an account. Depending on how much you keep in the account, you can expect to earn: APYĬapital One 360 savings has much to offer. This Capital One account compounds your interest monthly at a high interest rate for a savings account. ![]() Speed up your savings with automatic fixed transfers from your other Capital One bank accounts. But keep in mind that if you plan to keep all your money with Capital One that FDIC insurance only covers up to $250,000 total per consumer. Capital One lets you open multiple 360 savings accounts so you can manage different savings goals. You can also put in checks or cash using one of its 70,000+ free ATMs. Deposit money online, by mail and via the app by uploading photos of checks. The account’s interest rate is 2.35% APY - while the national average is at a low 0.06%. It costs nothing to open or maintain an account or use its 39,000 ATMs around the US. This Capital One savings account makes it straightforward to open multiple accounts, automate savings and grow your money at a competitive interest rate. ![]() What are the benefits of Capital One 360 savings account? Social Security number or Individual Taxpayer Identification number. ![]() To speed up your application, keep these details handy:
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